Did you know that 75% of South Africans owe about 75% of their salaries to creditors?

To book simply complete the below form or contact us on 051 448 8462 or 072 544 8289.

This often results in employees needing to acquire more debt to pay existing debt by requesting advances on their salaries, or loans from their employers to make provision for their living expenses.

Subsequently. :Garnishee” (Emoluments Attachment Orders) on salaries result in employees constantly changing from work to avoid deductions. Employers then need to replace trained employees, which causes a delay in workflow, expertise and has an impact on their budget.

Are you experiencing this, or any of the debt-related work problems below?

  • Employees often absent from work from not having enough money to cover transport.
  • Employees perform poorly at work due to negativity about their financial circumstances.
  • Complications in work and family due to debt problems.

Don't let your employees' debt problems have a negative effect on your workflow, productivity and business.

To book simply complete the below form or contact us on 051 448 8462 or 072 544 8289.

Help-U Debt Counsellors and Administrators can help.

Debt Counselling provides the opportunity for debt relieve and provision for your employees and their families to enjoy more financial freedom, a better quality of life and a more productive workday.

  • The debt is consolidated in a lower, single monthly premium.
  • We negotiate with creditors for an extension in the contract term.
  • We negotiate with creditors for a reduced interest rate, could even be 0%
  • This process brings stability in the employee’s financial situation.
  • Employees can manage their own budget.
  • Garnishee orders can be cancelled and/or prevented.
  • It reduces the instalments of the creditors and offer the pleasure of paying one instalment monthly, into one account, for all debt, with the added bonus of receiving statements every month to monitor.
  • It will also encourage your employees not to lend money in advance on their salaries.
  • Administration is a remedy to avoid legal action plus remove and reduce garnishee orders on payslips.

Our 5-Step Plan of Action:

  1. A 30-minute presentation will be given to your employees regarding our services and the process. This can take place before opening of the business, or any other time that may suit you.
  2. Each employee gets a free credit report valued of R150-00.
  3. The report will be discussed in detail individually with each person to identify over-indebtedness.
  4. Financial advice regarding their budget will be provided to the employee by the consultant, free of charge.
  5. The employee is informed of the following aspects.
    • Interest rates
    • Action that creditors may take on accounts that are in arrears.
    • Their consumer rights are explained to them.
    • Should the employee require our service, a full application can be done immediately.

Let our dedicated team help your employees gain control of their finances and enjoy a better quality of life. Contact us today and book your free 30-minute Debt Counselling Staff Presentation.

Why use Help-U Debt Counsellors?.

  • We are registered with the NCR (National Credit Regulator).
    NCR No: NCRDC2076
  • We are established in 2007.
  • Our owner is a practicing Attorney.
  • All payments are recieved by a PDA (Payment Distribution Agency), which is strictly audited by the NCR (National Credit Regulator), therefore the Debt Counsellor is not directly involved in receiving or distributing the employees’ payments.
  • All our employees are skilled, professional and fully trained in all processes.

Don't let your employees' debt problems have a negative effect on your workflow, productivity and business.

Book your free 30-minute Debt Staff Presentation today by completing the below form or contact us on 051 448 8462 or 072 544 8289.

We'll help you regain financial control.

Services and how Help-U Debt can help you regain Financial control

Make sure to visit our Services page and find out how we can help you.

FREE 30-MINUTE

Debt Counselling Presentation today and let us help your employees with a tailor-made debt solution..




Testimonials

Siobhán McFeeney
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis rutrum est eros, non feugiat enim sodales non.
Siobhán McFeeney
Founder & CEO, Arcade Systems
Angela Hammack
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis rutrum est eros, non feugiat enim sodales non.
Angela Hammack
Founder & CEO, Arcade Systems
NgocPhan.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis rutrum est eros, non feugiat enim sodales non.
NgocPhan.
Founder & CEO, Arcade Systems

Latest news